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Building Insurance

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This covers the actual structure of your house or apartment. You only need Building Insurance if you own the property.

If you arrange good cover on your home,   the insurance company will fully repair or replace your home and contents if damaged, destroyed or robbed.

dMAC   has comprehensive policies designed to provide maximum cover with competitive premiums.

We recomend a suitable Home Insurance policy should cover:
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      • Fire, Lightning, Explosion, Falling Aircraft,
            Smoke Damage
      • Riots, Strikes, Malicious Damage
      • Civil Commotion, Terrorism, Sabotage
      • Earthquake, Volcanic Eruption, Tsunami
      • Typhoon, Storm, Flood and Water Damage
      • Impact of Vehicle

How much Building Insurance do you need?
The sum insured should be the amount it would cost to rebuild your home should it be burnt to the ground. It is also the most the Insurer will pay if your home is totally destroyed.

That is not the same as your home's market value, which could be greater or less.

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Contractors All Risks

Homeowners Insurance

Homeowners insurance policies offer outstanding value. They provide tremendous coverage for very little premium.
    However many contain a large number of exclusions and limitations.

Contents Insurance

This covers the contents or your home or apartment. It comprises everything you would take with you if you moved home.                                                 Put yourself in the picture
That usually includes furniture, household goods, TVs', sound systems, computers, clothing and valuables.

    Extended cover can be provided for:
     •  Public Liability up to Rp 100 million
     •  Personal Accident up to Rp 100 million
     •  Medical Expenses to Rp 5 million
     •  Jewellery
     •  Temporary Accommodation
     •  Architects, Surveyors, Consulting Engineers
     •  Medical Expenses for Guests

Articles outside premises
Moveable items can be protected inside and outside your premises. They could include:
Golf clubs, Laptops and Hand phones. Note: not all policies cover moveable items.

 dMAC designed insurance
dMAC Designs insurance products to suit your needs

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