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dMAC  MEGA International Health Affinity Group ~ US$
dMAC Mega Health Affinity Group

   ◊   Worldwide Cover Doctors

   ◊   Emergency

            with AA International

   ◊   Inpatient and DayCare

   ◊   Outpatient treatment

Attractive low premiums
Four Plans to suit your needs and budget
Plan 1,  Plan 2,  Plan 3   and   Plan 4 (In-patient only)


   ◊   Maternity Benefits - 12 month waiting period baby face

   ◊   Normal Pregnancy and

   ◊   Complications of Pregnancy during the Ant-natal period and Childbirth

   ◊   Birth Defects and Congenital Abnormalities including birth trauma, provided that such became apparant in the first 6 months from birth

   ◊   Nil, 10% & 20% Co-Payment options for maternity

   ◊   Annual Medical Check-up benefit available with Plan 1, Plan 2 and Plan 3

   ◊   Optical Cover Prescription glSmiling girlasses and contact lens provided by an optometrist

   ◊   Dental Cover
       on Plan 1   &   Plan 2

     Lifetime Cover
     Julianne Nana
           Maximum joining age is 74 years

 dMAC designed insurance
dMAC Designs insurance products to suit your needs

Cigna Global Health


   ◊   Available to Local Nationals
and   Expatriates globe

   ◊   Lifetime Cover - Maximum   joining   age is 70 years

   ◊   Transfer from your existing policy at no worse conditions
                  ( no new pre-existings)

   ◊   Organ Transplants - Heart, Kidney, Liver or Heart & Lung (Human organs only)

gilrl with golden hair

   ◊   Physiotherapy,
       Alternative Medicine
- Medical Treatment provided by a qualified chiropractor, homeopath, osteopath, acupuncturist or Chinese Medicine Physician including prescribed Chinese herbal medicines

   ◊   Psychiatric Treatment - available after 12 months continuous cover

   ◊   HIV / AIDS - after 60 months cover

   ◊   Repatriation of Mortal Remains   up to US$30,000

   ◊  Elective Home Country Treatment - after prior authorization has been obtained (Excluding USA )

     Chronic Medical Conditions

     Terminal Illness     Palliative Treatment and Hospice care on diagnosis of a Terminal condition

Mega Insurance logo
PT Asuransi Umum Mega
has been authorised by Indonesian Ministry of Finance to underwrite this Health Insurance product, serving the needs of local nationals, expatriates and third-country nationals.

     AAI logo   International Assistance Company

dMAC designed insurance
   Designed by Shinta MacDonald

SME Group Health Rp Next

Reviewed    3  February   2020